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A deposit might be payable, and we will agree this before you begin your application.Ideal4Finance help thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’. You can apply online anytime, and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.

Here is a representative example of a £4000 purchase made over 3 years with a 20% deposit: Purchase price £4000; deposit amount £800; total credit £3200; loan term 36 months; APR 12.9% (fixed); monthly repayment £107.67; total repayable £3876; total cost £4676.

You can use our handy finance calculator here to work out the monthly repayments on different loan amounts